Buy now, pay over time
Save $15 off your purchase of $150 or more when you pay with Zip. Just use discount code ZIP15 at checkout. Hurry, this offer is limited to the first 1,000 customers. Limit one use per customer. Products such as new releases may be excluded at our discretion. Offer expires 11:59 PM Pacific June 30, 2026.
How it works
Pay in easy installments when you select Zip at checkout
1. Choose Zip at checkout
When you’re ready to checkout, simply choose Zip in the Payment options.
2. Enter your phone number
Follow the prompts to either sign in to an existing Zip account, or share a few details to get started.
3. Pay over time
If approved, a payment breakdown will be presented for your installment plan, and you will be asked to agree to Zip’s Terms & Conditions before placing your order.
4. Pay over time
Pay a portion of the purchase price and fee at time of purchase, and then make payments every 2 weeks until paid off.
Why choose Zip?
- Complete your purchase now without paying the full cost out of pocket
- Easy checkout with most debit or credit cards
- Spread out the cost of your purchase with equal payments made every 2 weeks
Zip FAQs
What is Ζip?
Zip is a payment method that allows you to split nearly any purchase (including taxes, shipping charges, and finance charges) into easy payments, allowing you to buy the products you need now and to pay over time.
How does Zip work?
When you are ready to checkout, select Zip under “Payment” and follow the prompts to either sign in to an existing Zip account, or share a few details to get started. If approved, a payment breakdown will be presented for your installment plan, and you will be asked to agree to Zip’s Terms and Conditions before placing your order.
What information does Zip ask for?
Zip requires your legal name, address, date of birth, a U.S. mobile number, and a U.S. debit or credit card to sign up. Rather than having a traditional username and password, Zip requires a mobile phone number and text message verification to log in.
Who can use Zip?
To have an account, you must:
Live in the U.S. and have a valid U.S. mailing address. Zip does not accept mailing (or billing) addresses that are APO, FPO, AE PO, or P.O. Box
Be at least 18 years old
Have a valid and verifiable U.S. mobile number
Use a U.S. credit or debit card to make a purchase
How much does using Zip cost?
Customers may be charged finance charges, late fees, and/or convenience fees if applicable. For more information on finance charges, go to the Zip Help Center at https://help.us.zip.co/.
Zip offers access to two payment plans:
a. Pay-in-4 and Pay-in-8. Both plans have different numbers of installments, fees, and limits on how much can be spent.
b. Pay-in-8 charges are for original order amounts only; the finance charge is subject to change upon order partial refund.
Customers may be charged finance charges, late fees, and/or convenience fees if applicable.
Where can I see my Zip account information?
Once you’ve placed your order, you can easily manage your Zip payment information and view your estimated spending power through the Zip app on your mobile device.
When is my first payment due?
Your first payment for your purchase is due at the time of checkout. The remaining payments will be billed automatically over time. You will be able to see your payment schedule prior to the completion of your purchase.
Will I be notified before I am charged for a payment?
Zip notifies you with reminders three days and one day before each payment is due, with SMS and email. Access the Zip app to see your payment due dates or update your payment method.
Can I pay off my purchase early?
Access the Zip app or visit the Zip Help Center at https://help.us.zip.co/ for information about early repayment.
Can I have multiple purchases/orders at once with Zip?
It is possible to have multiple Zip orders at once. Each Zip purchase is reviewed separately for approval. You can manage your payments across multiple orders in the Zip app.
What if I have trouble paying?
Contact Zip Support at https://zip.co/us/contact-us for assistance.
How do I update my payment method?
All payments for your order will be charged to the payment method entered at checkout. If you need to change your payment method, you can do so in the Zip app or customer portal. For more information about how to change your payment method, visit the Zip Help Center at https://help.us.zip.co/.
How do returns, refunds and partial refunds work?
For more information on returns of purchases made with Zip, refer to our return policy at https://www.shoepalace.com/pages/returns. Zip will automatically be notified of your return. For more information visit the Zip Help Center at https://help.us.zip.co/.
For additional questions, visit the Zip Help Center at https://help.us.zip.co/.Â
Disclosures:Â
Purchasing with Zip:
Zip can only be used for U.S. purchases. Certain merchant, product, goods, and service restrictions apply. Loans to California residents, other than loans through the Zip App, Zip checkout, and Zip Card, are pursuant to CFL license #60DBO-110414. Loans through the Zip App, Web Checkout, and Zip Card are originated by WebBank. All loans are subject to credit approval. Zip Co US Inc. ID 1963958 NMLS Consumer Access. See payment terms at https://zip.co/us/quadpay-terms-of-service. By clicking this link, you are entering a site hosted and operated by Zip Co US Inc. Please review their Privacy Policy. All personal information you provide is subject to that Privacy Policy. Different terms and conditions may apply. (https://nmlsconsumeraccess.org/)
Zip payments (pay-in-4:
Payment amounts are estimates and exclude finance charges, tax, and shipping costs which will be added at checkout. Finance charges range from $4 to $7.50, depending upon the purchase price. The purchase is divided and charged equally over four payments. For example, for a $180 purchase with a $5 installment fee, you'd make four $46.25 payments every two weeks starting today for a total of payments of $185. The $5 installment fee would equate to an annual percentage rate of 48.28%. Late fees may apply.
Zip payments (pay-in-8):
Payment amounts are estimates and exclude finance charges, tax, and shipping costs which will be added at checkout. Finance charges range from $16 to $60, depending upon the purchase price. The purchase is divided and charged equally over eight payments. For example, for a $400 purchase with a $16 installment fee, you'd make eight $52 payments every two weeks starting today for a total of payments of $416. The $16 installment fee would equate to an annual percentage rate of 14.09%. Late fees may apply.